About F&I Express®


Established in 2008 through international company Intersection Technologies Inc., F&I Express identified that the outdated processes in the automotive F&I industry were overdue for change. Since then, F&I Express has been dedicated to making business easier, faster, and more profitable for customers with our innovative technology solutions.

Contact us for more information and to set up your personal demonstration of how we can help make your business more successful.



Brian Reed, President and CEO

Brian Reed, President and CEO, leads F&I Express in providing world-class technology to support electronic processing and eCommerce for automotive retailers. Holder of more than 15 patents, Reed is an innovator who drives the creative development and application of new technologies. His current quest is to help F&I departments be more efficient, effective, and compliant while developing new online processes to increase customer satisfaction and dealership profits.

Richard Apicella, Executive Vice President

Executive Vice President Richard Apicella is responsible for bringing new partners to F&I Express, as well as leading our ExpressRecoveries aftermarket product cancellation program. With more than 30 years of experience in the automotive and financial services industries, Rich focuses on helping clients improve operational performance and profitability.  He has worked with financial services firms, automotive OEMs, aftermarket product providers and agencies, as well as dealers around the world.

Roger Hilterbrandt, Senior Vice President of Sales and Marketing

Senior Vice President of Sales and Marketing, Roger Hilterbrandt spearheads efforts to roll out F&I Express to thousands of dealerships across the country. During his 25+ years working in automotive marketing, sales and business development, Roger directed a team of over 600 sales personnel, helped grow AutoTrader.com’s revenues from $170 million to over $700 million, and has been instrumental in internet-based finance development.

Chander Ahuja, Chief Technology Officer

Chander brings over 20 years of technology experience from working in many different industries. He has a diverse background in technology encompassing security, infrastructure, software development, systems engineering and architecture. For the past 5 years, he has worked with leading automotive companies understanding the unique needs of automotive industry companies. As a technical thought leader, he brings a strategic architectural vision and a hands-on approach to engineering sustainable software systems.

Network Providers


F&I Express is partnered with over 90 leading providers with more continually joining. We have the largest aftermarket provider network, meaning you can get fast and error-free eContracting for aftermarket product sales all in one place.

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Strategic Partners


The relationships that F&I Express has with our strategic partners are an integral component of our success. This growing list of partners helps drive our innovation and growth strategies that support your business.

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Menu and Dealer Management System Integrations


F&I Express is currently integrated with over a dozen Menu and DMS companies to give you seamless eContracting.

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Contact Us


Contact us today for more information or to schedule your personal demonstration. Call 1-855-364-3977.

F&I Express
611 S. Main St. Suite 500
Grapevine, TX 76051

Contact: Roger Hilterbrandt
Phone: 1-855-364-3977
Email: [email protected]


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